Rates & Fees
CallCash.com is not itself a lender of emergency cash for payday loans. We facilitate the process by connecting consumers with reputable lenders in their area. There is no charge for requesting a loan at CallCash.com. We connect you with lenders ready to help you with emergency cash, and you can always find the right loan for you fast.
Who Sets the Fees?
CallCash.com has no control over the interest rates and the fees of the loan. These are set by the lender and are calculated according to information the borrower provides when submitting the application on the website.
Bad Credit Is OK
A lot of people think that a bad credit history may affect the fees and interest rates of a loan. This is true if a borrower goes to a bank and makes the request. But if you apply for emergency cash there will be no credit score required. Whether you have bad credit or stellar credit, it doesn’t matter.
Full Disclosure Before You Sign
Once you have been pre-approved for the loan you requested by a lender, you will be redirected to a page where you can append your e-signature. Before agreeing to the terms, you should read closely the fees and rates that the loan involves. The lender has a legal obligation to disclose all interest rates and fees that may be charged. The federal Truth in Lending Act was passed in order to protect consumers from the dangers of unregulated lending. This keeps the consumer safe from the “hidden charges” associated with illicit lending habits.
If you agree to the terms, the interest rates, and the fees involved, e-sign the page. Funds will then be transferred via direct deposit to the bank account you select within 24 hours. Our approach is pressure free, meaning you can always decide not to take out the loan without any charge to you. Prior to e-signing your loan contract, you are under no obligation to continue with the process.
Fast Approval for Cash in a Hurry
The biggest advantage to loans for emergency cash is the near-instant approval processing. When consumers request this type of loan at a bank, the process may take an extended period of time and include multiple forms, credit checks and other hassles. A payday loan only requires proof of employment. This makes the interest rates higher as the lender is taking on a greater risk. CallCash.com charges no fees to the borrower; it simply facilitates the search for the loan that it is right for you, saving you time and effort.
If you’re looking for emergency cash and are unaware of the interest rates and fees involved, you have already found the best place to start. At CallCash.com, anyone can find the information about all interest rates and fees lenders in our network charge as well as access a loan quickly. Take the time to read the other helpful articles available on the site when you need emergency cash. They are free for all.
Remember that CallCash.com does not charge any fees for finding the best rates for emergency cash loans.